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PRIVACY POLICY
BETWEEN USER AND DAYTON MORTGAGE BANKERS
ASSOCIATION.
(operator of www.daytonmortgagebankers.com)
User privacy is of utmost concern to us
at the DMBA, and as such, we've laid out
the following policies governing your
usage of this site:
We explicitly identify when we need information
from you that may be deemed "personal."
For example, registering for "Members
Only" areas, and other registration-type
services will require your contact information
and will ask you questions such as your
email address and a password for identification.
Other personal information will also be
required. This customer profile will contain
your first name, last name, company name,
and other pertinent information but will
NOT contain any credit card information.
We hope that, like many of our members,
you will want to provide information about
yourself for usage, as they will make our
Web site more valuable to you.
We may, from time to time, ask demographic
or personal preference questions. You are
never required to answer these questions.
This data may be used for analyzing overall
site demographics, user preferences and
tastes, and similar "getting to know
our customers" purposes. We may disclose
this data to third parties (such as summary
reports for our advertisers), but never
with user data or identification assigned
to the information provided.
The choice of how much personal information
you choose to disclose to is left completely
up to you. DMBA does not disclose information
it collects about outside parties' or inquiries.
DMBA does from time to time make its mailing
lists available to members and other industry-related
vendors for the purpose of presenting information
about their products, services and special
offers or discounts. At any moment you can
request to be removed from this by calling
us at 937.832.0275 and requesting such.
You may also send e-mail to keyer@woh.rr.com
with this request.
We catalog traffic patterns throughout
the site, including identifying browser
and system data. We gather this data to
optimize site conditions for our users.
This data, with no personal information,
may also be provided to advertisers and
potential advertisers so they may better
evaluate their advertising options.
We will occasionally send you email to
provide you with information we think you
may find useful. Additionally, if you take
advantage of any email notification features,
you will receive updates as frequently as
warranted. Any email you receive from us
will contain unsubscribe instructions should
you wish to no longer receive email from
DMBA Online.
Opting-out: Should you decide you no longer
wish to have your personal information stored
for purposes of registration at DMBA Online
or usage of specific enhanced services,
such as our newsletter, you should write
keyer@woh.rr.com
and make us aware of your desire to be removed.
As this is presently a manual process, we
will remove you at our earliest possible
convenience in accordance with your request.
Security: We ensure the confidentiality
and security of information stored in our
web site by taking all reasonable and prudent
steps necessary to protect your personal
information. While no security measure is
foolproof, we believe that we have implemented
a system that is as safe as today’s
technology permits. Since we realize the
importance of protecting your privacy, we
will continue to evaluate new technologies
and make improvements as these technologies
become feasible. Our Internet hosting provider
is 1-800-Hosting, an industry leader in
networking and Internet technologies.
If at any time you feel that DMBA has
not adhered to this policy, please notify
us by email at keyer@woh.rr.com
and we will make all reasonable efforts
to promptly determine and correct the problem.
 PERSONAL
AND NON-COMMERCIAL USE LIMITATION
You may access, download and print materials
on this Web site for your personal and non-commercial
use. You may not modify, copy, distribute,
transmit, display, perform, reproduce, publish,
license, create derivative works from, transfer,
or sell any information, software, products
or services obtained from this Web site
without first obtaining written consent
from DMBA. Furthermore, you may not use
the materials found on this Web site on
any other Web sites or in a networked environment
without first obtaining written consent
from DMBA.
PROPRIETARY
RIGHTS
All materials on this site (as well as
the organization and layout of the site)
are owned and copyrighted by the Dayton
Mortgage Bankers Association or its suppliers.
© Copyright Dayton Mortgage Bankers
Association
. All rights reserved. No reproduction,
distribution, or transmission of the copyrighted
materials at this site is permitted without
the written permission of the DMBA.
NO
UNLAWFUL OR PROHIBITED USE
As a condition of your use of this Web
site, you warrant to the DMBA that you will
not use this Web site for any purpose that
is unlawful or prohibited by these terms,
conditions, and notices. If you violate
any of these terms, your permission to use
the Web site automatically terminates.
LIABILITY
DISCLAIMER
You use this Web site at your own risk.
If your use of this Web site or the materials
therein results in the need for servicing
or replacing property, material, equipment
or data, DMBA is not responsible for those
costs.
THE INFORMATION, SOFTWARE,
PRODUCTS, AND SERVICES PUBLISHED ON THIS
WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL
ERRORS. CHANGES ARE PERIODICALLY ADDED TO
THE INFORMATION HEREIN. DMBA AND/OR ITS
RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS
AND/OR CHANGES IN THIS WEB SITE AT ANY TIME.
ALL INFORMATION, PRODUCTS,
AND SERVICES ARE PROVIDED "AS IS"
WITHOUT WARRANTY OF ANY KIND. IN NO EVENT
SHALL DMBA AND/OR ITS SUPPLIERS BE LIABLE
FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL
OR CONSEQUENTIAL DAMAGES ARISING OUT OF
OR IN ANY WAY CONNECTED WITH THE USE OF
THIS WEB SITE OR WITH THE DELAY OR INABILITY
TO USE THIS WEB SITE, OR FOR ANY INFORMATION,
PRODUCTS, AND SERVICES OBTAINED THROUGH
THIS WEB SITE, OR OTHERWISE ARISING OUT
OF THE USE OF THIS WEB SITE, WHETHER BASED
ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE,
EVEN IF DMBA OR ANY OF ITS SUPPLIERS HAS
BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
BECAUSE SOME STATES/JURISDICTIONS DO NOT
ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY
FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES,
THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
INDEMNIFICATION
You agree to indemnify, defend and hold
harmless DMBA, its affiliates and suppliers
from any liability, loss, claim and expense
(including attorneys' reasonable fees) related
to your violation of this agreement.
LINKS
TO THIRD PARTY SITES
This Web site may contain hyperlinks to
Web sites operated by parties other than
DMBA. For example, clicking on any link
within our site may bring you to a site
operated by a party independent of DMBA.
Such hyperlinks are provided for your reference
only. DMBA does not control such Web sites,
and is not responsible for their contents.
DMBA's inclusion of hyperlinks to such Web
sites does not imply any endorsement of
the material on such Web sites or any association
with their operators, and you access and
use such sites, including information, material,
products and services therein, solely at
your own risk. Furthermore, because the
privacy policy you just read is applicable
only when you are on our Web site, once
linked to another Web site, you should read
that site’s privacy policy before
disclosing any personal information. Reference
to any specific commercial product, process
or service in any of these external sites
does not constitute or imply endorsement,
recommendation or favoring by DMBA.
CHANGES
TO SITE
DMBA and its suppliers may make improvements
or changes in the information, services,
products, and other materials on this site,
or terminate this site, at any time without
notice. DMBA may modify this agreement at
any time, and such modifications shall be
effective immediately upon posting of the
modified agreement. Accordingly, you agree
to review the agreement periodically, and
your continued access or use of this site
shall be deemed your acceptance of the modified
agreement.
MISCELLANEOUS
This agreement and the resolution of any
dispute related to this Agreement or the
site shall be governed by and construed
in accordance with the laws of the City
of Dayton, without giving effect to any
principles of conflicts of law. DMBA failure
to insist upon strict enforcement of any
provision of this agreement shall not be
construed as a waiver of any provision or
right. Any legal action or proceeding between
DMBA and you related to this agreement shall
be brought exclusively in a federal or state
court of competent jurisdiction sitting
in Dayton, OH
Also See: Terms
of Use |
