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June 2008 - Volume 11, Issue 5 - Page 2
President |
Anna Osborne, National City Mortgage |
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President-elect |
Bill Brogan, Legacy Mortgage |
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Treasurer |
Scott Bernard, DS Real Estate Consulting, Inc. |
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Secretary |
Karen Vosler, Union Savings Bank |
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| Board Members | ||
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Holly Hutchison, Southern Ohio Mortgage, LLC |
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Cabinet |
Clark Davis, Davis Appraisal |
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Past President |
Chris Gibbs, Union Savings Bank |
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Membership
One new application has been received, CMAC Credit Empowerment.
Prospective members can obtain an application from Holly Hutchison, membership chair, or any DMBA officer or board member.
Any member with a comment concerning the pending admittance of any companies, positive or negative, should contact Holly at Holly.L.Hutchison@SouthernOhio MortgageLLC.com.
The Time is Ripe for Considering a DMBA Board Position
Interested in making a difference? Want to see your name attached to one of these Board positions?
- President-Elect
- Treasurer
- Secretary
- Board Member (four positions)
Now is the time to consider putting your name on the DMBA Board election ballot!! Remember, this is an excellent opportunity to make a diff erence, as well as make a respected contribution to your industry and your organization.
If you are interested in running for any of these board positions, please email your biography to Holly Hutchison Holly.L.Hutchison@SouthernOhioMortgageLLC.com. Ballots will go out in early October.
DABR 2008 Realtor Picnic
Date: Thursday June 12
Time: 3:00 PM
Location: Polen Farm
Call Peggy Capps at 223-0900 or PCapps@dabr.com for more information.
Update on Pending Changes for FHA Risk-Based Premiums
FHA Implements Risk Based Pricing:
HUD previewed last week that risk-based premiums were coming in Mortgagee Letter 2008-13 that expanded FHA Secure. But the notice in the Federal Register on May 13th states that risk based premium changes for both upfront and monthly mortgage insurance premiums will go into effect with new case numbers beginning July 14, 2008. All borrowers seeking a thirty-year mortgage can expect an increase to 55 basis points in the monthly premium and a range of factors for calculating the upfront mortgage insurance premium.
Why the changes? What to Expect? What is Covered and What is Not?
For complete details download Addendum A