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January 2009 - Volume 12, Issue 1 - Page 1

Denny Smart - 2006 DMBA President

CHANGE IS COMING!

If 2008 did nothing else it reassured us that the only constant is change. If you are
taking the time to read the January newsletter you worked hard in the past year and
made it through and now are buried in refinances. Happy New Year!

I have heard the comment from several people in our business that “it feels like I have a
job again” and what a big job it is. Our responsibilities this year is big as well – keeping
up with rapidly changing programs and guidelines, updating ourselves on compliance
issues, helping homeowners who may be facing financial difficulty, and getting the
word out to first time homebuyers about the tremendous opportunities available to
them in today’s market. Sounds like some long hours ahead again this year!

I would like to thank Anna Osborne and all of the 2008 DMBA Board for their efforts
and I look forward to seeing everyone at this year’s educational and social events. If
you have an idea just grab a board member, we are always looking for input!

Bill Brogan

FYI

The Membership Committee is requesting that each Office Manager please print a copy of the newsletter for their staff since we are unable to track the staff changes.


2009 DMBA Calendar

January 7
DMBA Board Meeting

January
No General Membership Meeting

February 4
DMBA Board Meeting


PUBLISHING INFORMATON

If there is any information you would like to publish in next month’s newsletter, please contact Holly Hutchison at 937-431-7463 or e-mail your request to her at Holly.L.Hutchison@SouthernOhioMortgageLLC.com.

UPDATES TO MEMBER INFORMATION

If you have a change of e-mail address for DMBA, contact Kathy Eyer at 336-5523 or keyer@woh.rr.com to update.

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