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January 2008 - Volume 11, Issue 1 - Page 1

Wow can you believe it is 2008!

Youth is when you’re allowed to stay up late on New Year’s Eve. Middle age is when you’re forced to.

I hope everyone had a wonderful New Year’s and you were not forced to stay up late but that you wanted to.

Just a quick update from Kiplinger Business Resource for 2008. It states that likely the Fed has more cuts in store for early 08, lowering rates about another half a percentage point. Though Fed officials fret about inflation stirring down the road, they also concede the immediate challenge is to try to revive sagging economic growth and avoid a recession.

They predict the 30 year mortgage rates are likely to increase slightly in 2008. They also forecast the housing Sales will fall at about 7% in 2008 vs. falling 13% in 07.

My forecast and predication for 2008 is for everyone to have a wonderful and healthy year and to enjoy life and I think we all can do that.

Learn from where you have been. Understand where you are today. Know where you want to be tomorrow.

I look forward to tomorrow hope you do to.

Anna Osborne

FYI

The Membership Committee is requesting that each Office Manager please print a copy of the newsletter for their staff since we are unable to track the staff changes.

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2008 DMBA Calendar

February 6
DMBA Board Meeting

February 14
General Membership Meeting
Presidential Banquet Center
See page 4 for details

March (TBA)
General Membership Meeting
Dayton Country Club

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PUBLISHING INFORMATON

If there is any information you would like to publish in next month’s newsletter, please contact Holly Hutchison at 937-431-7463 or e-mail your request to her at Holly.L.Hutchison@SouthernOhioMortgageLLC.com.

UPDATES TO MEMBER INFORMATION

If you have a change of e-mail address for DMBA, contact Kathy Eyer at 336-5523 or keyer@woh.rr.com to update.