Featured Topic: FHA Appraisal Changes & Requirements
Featured Speaker: Scott Bernard, Vice President,
DS Real Estate Consulting, Inc.

Where: Five Seasons Sports Country Club, 4425 Possum Run Road

Registration begins at 11:30 a.m. Lunch starts promptly at Noon.  Cost for this event is $20.

Menu to include choice of three entrees:
1. Baked Vegetable Lasagna
2. Grilled Chicken Teriyaki
3. Petite Filet of Beef Tenderloins

Keep yourself ahead of the curve by staying in the know about FHA requirements! At this month’s General Membership Meeting, Scott will address important information you need to stay current about FHA changes that went into effect as of January 1 of this year.

Please RSVP for this event by February 12, 2006 by conveniently registering on-lindo not attend the meeting, you are still responsible for payment.

NOTE: DMBA events are payable at the door. Please make every effort to get your reservations in for the meetings by the date noted on the reservation form.

Don’t forget, if you RSVP and do not attend the meeting, you are still responsible for payment.

RSVP Online

For reservation questions, please contact Lisa Terry at lisa@homeservicestitle.com

Economic Reality

The USA’s economy is the largest in the world. It is bigger than the collective size of the next four largest economies. Those four countries ranked 2nd through 5th in the world listing are Japan, Germany, the UK and France (source: The Economist).

Stocks vs. Homes

For the 10 years ending 9/30/05, the S&P 500 was up +148% (total return) and the average price of a U.S. home was up +96%. For the fi ve years ending 9/30/05, the S&P 500 was down 7% (total return) and the average price of a U.S. home was up +55% (source: S&P, OFHEO).